In the recent case, Henderson v. Farms Group, Inc. (2012) D.J.D.A.R. 14801, the Court was confronted with the question of whether an insurer could deny a claim based upon an insured’s failure to file a proof of loss within the time limits required by the policy. The Court found, in accordance with prior case authority, that an insurer cannot deny a claim for failure to timely file a proof of loss absent substantial prejudice.