Experience
Larry Arnold is Senior Counsel at Cummins & White, LLP. His practice spans insurance coverage and litigation, business disputes, real estate matters, and complex commercial transactions. Having joined the firm in 1974 and become a partner in 1978, Larry has spent more than five decades advising insurers, businesses, property owners, and individuals on insurance coverage, litigation, business transactions, and real estate matters.
Larry is widely recognized for his extensive experience representing insurance companies and insureds in first- and third-party coverage disputes involving bad faith, duty to defend, errors and omissions, fraud, environmental claims, force-placed insurance, and other complex coverage issues. He has litigated matters in both state and federal courts and has substantial experience handling catastrophic loss claims, professional liability disputes, property damage litigation, and employment-related claims.
A respected authority on insurance appraisals and catastrophe-related claims, Larry has handled more than 100 earthquake claims and more than 25 earthquake appraisals. He has also served as a consultant to insurance carriers in the drafting and interpretation of earthquake insurance policies and has extensive experience advising clients following major loss events and natural disasters.
In addition to his insurance practice, Larry represents clients in a broad range of business and real estate matters, including acquisitions, financing, leasing, development, and commercial disputes. His practical, business-oriented approach and deep industry knowledge have made him a trusted advisor to clients for more than 50 years.
Larry previously served as Cummins & White’s Managing Partner from 1985 to 1987 and again from 1999 to 2001, helping guide the firm’s growth and long-standing commitment to client service.
Memberships
- Orange County Bar Association
- The Federation of Defense & Corporate Counsel (FDCC)
- Property Loss Research Bureau (PLRB)
- Loss Executives Association (LEA)
- Claims and Litigation Management Alliance (CLM)
- Defense Research Institute (DRI)
- Insurance Appraisal and Umpire Association, Inc. (IAUA)
- Certified Property Appraiser and Umpire (CPAU)
Charitable Interests & Community Service
Mr. Arnold was appointed by California Governor George Deukmejian to the Board of Directors of the 32nd District Agricultural Association (Orange County Fair) in 1983, and served as its president in 1987 and 1992. He also was chairman of the California 4-H Foundation, the Orange County 4-H Support Committee and a founding director of the Newport National Little League.
