In these difficult economic times, some are providing loans to distressed businesses and individuals at high interest rates. Based on a recent experience, I caution lenders to ensure their interest rates are legal. As you...
For those thinking that a GOP victory in the race for White House is going to change the landscape for the estate and gift tax, think again. According to a recent article in the Politico, the estate and gift tax is likely...
What happens if a general contractor hires an independent contractor to perform dangerous work and one of the contractor’s workers is injured on the job? Is the general contractor liable for the worker’s injuries? In...
T-100
September 26, 2012
Just in case everyone forgot, there are only 100 more days before taxmageddon. Today’s posting by Americans for Tax Reform goes into gory detail about the particulars. These are the highlights for what awaits in 2013:...
Senate Bill 1060 Extends Anti-Deficiency Protection To Refinance Loans
September 26, 2012
Homeowners who have resisted refinancing despite the low interest rates for fear of risking personal liability in the event of foreclosure will soon have cause to celebrate. Starting January 1, 2013, a new law enacted in...
Virtual EUO Testimonial
September 26, 2012
Technology innovation continues at Cummins & White. Attorneys can now conduct Examinations Under Oath online and in real time, eliminating costly and time-consuming travel. Insurance attorney Melody Mosley recently...
Series LLC An Innovative Option to Forming Separate LLCs for Multiple Businesses or Properties
September 19, 2012
There is a relatively new and exciting form of limited liability company (“LLC”) that has been attracting owners who own multiple properties. This form of LLC is the series LLC (“Series LLC”). A Series LLC is a...
Mechanics Lien Extension
September 13, 2012
If you’ve attended a Cummins & White’s construction seminar or listened to one of its webinars recently, you are well aware that after the recording of your mechanics lien, you have ninety (90) days in which to...