Melody S. Mosley Melody S. Mosley Case Studies Insurance Fraud Articles Examinations Under Oath in Arson Investigations, Claims Magazine, July 2012 10 Tips For EUO Success, Claims Magazine, 2012 EUOs in Arson Fraud Investigations, Claims Magazine, 2012 Home Fires & Innocent Co-Insureds, Claims Magazine, December 2012 The Impact of Pre-Loss Bankruptcies on an Insurance Claim, Claims Management, January 2014 Partner mmosley@cwlawyers.com “My goal is to accurately assess the facts and provide well-reasoned advice to my clients in all situations. Having been a business owner, I understand the need to provide practical solutions.” Ms. Mosley joined Cummins & White, LLP in 2010. Ms. Mosley’s practice focuses on insurance law with a specialization in providing advice to insurance carriers and others regarding questions arising out of commercial, homeowners, renters and automobile policies. A significant part of Ms. Mosley’s work involves taking examinations under oath in all types of claims. Ms. Mosley is experienced with claims involving mortgagee issues and has handled several appellate matters on these issues that are widely cited. Prior to joining Cummins & White, Ms. Mosley had her own firm and previously was a principal at Berger Kahn. Practice Areas Examinations Under Oath (Virtual) Insurance Coverage Bar Admissions U.S. District Court (Central, Northern & Southern Districts of California) U.S. Court of Appeals, Ninth Circuit Education BA (Political Science), California State University Long Beach JD, Southwestern University School of Law (SCALE program) Representative Clients Allstate Insurance Company American Modern Insurance Group Pacific Specialty Insurance Company Farmers Group of Insurance Companies Fireman’s Fund Insurance Company Foremost Insurance Group Recognition Martindale-Hubbell® Law Directory’s highest AV rating Memberships State Bar of California California Conference of Arson Investigators Southern California Fraud Investigators Association Charitable Interests & Community Service Ms. Mosley was the board president of Family Promise of Orange County, an interfaith organization that provides emergency shelter to homeless families, for its first three years of operation. She remains on the board to serve this organization. She is a mentor to students at Chapman University and assists as a moot court judge at Southwestern University School of Law. Additionally, she volunteers in support of the South Coast Symphony and is involved with several activities at her church. Special Notes Ms. Mosley has given legal advice in several hundred arson claims and is familiar with NFPA 921, a guide established by the National Fire Protection Association. She has taken classes given by the California State Fire Marshall’s office and has frequently been one of the instructors in a class given to firefighters on how to testify in a courtroom. Ms. Mosley regularly gives presentations to clients, other lawyers and the Bar on topics ranging from examinations under oath to lienholder rights.