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Commercial Transactions & Governance

Cummins & White, LLP offers innovative commercial transactions and consultation service to domestic and foreign clients, from start-ups to multi-generational family-held businesses, to cutting edge technology companies.

We are committed to being responsive to all the needs of our clients, from general business transactions and contracts, business and real estate finance and mergers and acquisitions. Our depth of understanding in handling client matters is born out of our knowledge and experience of the business world. We appreciate the challenges our clients face which better enables us to guide and assist them in the development of real-world strategic business plans.

We advise our clients in all phases of business creation, operation, and transactions, including:

  • Mergers and Acquisitions
  • Joint Ventures
  • Corporate Finance
  • Distribution Agreements
  • Supply Agreements
  • Customer Agreements
  • License Agreements
  • Vendor Agreements
  • Workouts
  • Restructurings
  • Tax and Estate Planning

Contact Cummins & White about your commercial transaction needs now.

Mergers and Acquisitions Lawyers in Newport Beach, CA

Cummins & White, LLP services these areas and many more:

  • Newport Beach
  • Huntington Beach
  • Costa Mesa
  • Irvine, California
  • Long Beach
  • Orange County, California
  • Santa Ana
  • Garden Grove
  • Anaheim

General Business Transactions & Contracts

Cummins & White lawyers advise clients on a wide array of business decisions and draw on the firm’s other disciplines when appropriate to guide clients through complex and diverse business transactions. We work creatively with clients to form new companies, select the appropriate entity, and handle all phases of negotiation through actual implementation of a business plan.

We consider industry experience and understanding of the changing market scape an important aspect of our service, especially in handling mergers, acquisitions and dispositions involving sales of stock, assets, and mergers for cash and securities.

Our lawyers handle both simple and complex transactions in such areas as information technology, manufacturing, distribution, trucking, petroleum, real estate, healthcare, and agriculture.

Our attorneys also work directly with you to provide a solid understanding of the requirements of the Uniform Commercial Code (UCC), a law developed to oversee business transactions in the U.S. mostly for product delivery with minimal documentation and secured business financing. Business transactions and contracts are smoothly completed in a time-efficient manner.

Our lawyers take care in helping clients to hone their business expectations within the legal context. We develop a variety of business strategies, including:

  • Entity selection and formation
  • Shareholder agreements
  • Operating agreements
  • Partnership agreements
  • Buy-sell agreements
  • Options
  • Executive and key employee compensation plans
  • Employment contracts
  • Non-compete agreements
  • Asset purchase and sell agreements
  • Stock purchase and sell agreements
  • Merger agreements
  • Supply/vendor agreements
  • License agreements
  • Customer agreements and invoices
  • Recapitalizations
  • Corporate advice
  • Tax advice


Business Finance

Cummins & White, LLP’s financial lawyers have extensive and broad-based finance experience. We represent companies who borrow or seek equity for acquisitions and operations, commercial equipment finance, whether secured or unsecured borrowing, private debt and/or equity placements under Rule 506 and restructurings.

Our financial lawyers undertake many complex transactions, including large syndicated financings and cross-border transactions often involving security interests in unusual types of collateral such as crops. Our attorneys are highly adept at providing “Borrower’s Opinion of Counsel” sufficient to provide lenders with comfort to close transactions.

We provide advice to our corporate clients in many capacities including analyzing loan documents, limitations on collateral and guaranty, as well as tax and financial statement issues relevant to their financing needs.

Real Estate Finance

Cummins & White’s attorneys represent borrowers in all types of mortgage and secured lending transactions, including construction and permanent financing, revolving and term financing, mezzanine financing, leasing and other forms of off-balance sheet financing. We also coordinate all necessary environmental, survey and title work, necessary to ensure that lenders will close on time.

Our lawyers also work with lenders and borrowers to reach creative solutions in connection with troubled real estate loans.

Mergers and Acquisitions

Clients seek our advice from front-end strategic planning and structuring for transactions to managing the deal process through successful execution and closing.

As outside general counsel to private companies, private equity investors, ESOP trustees, and other parties, Cummins & White, LLP negotiates, drafts and consults on all types of merger and acquisitions activities, including:

  • Stock purchases
  • Asset purchases
  • Divestitures
  • Tax-neutral spin-offs
  • Mergers
  • Reverse mergers
  • Reorganizations

Our work includes both friendly and contested merger acquisitions and defense-based structuring.

We represent all parties in merger and acquisition transactions, including:

  • Buyers
  • Sellers
  • Major stockholders
  • Private lenders
  • Financial advisors
  • Management
  • Venture capitalists
  • Individual investors